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Nov 2026
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What changes for borrowers with non-performing loans: Interest caps and a crackdown on foreclosures

Total claims capped at two or three times the original principal, automatic debt recalculations and new obligations for banks and loan servicers

All the new rules for non-performing loans: Timelines and procedures under the new draft law

The new bill provides for stricter supervision of servicers, digital recording of negotiations, a six-month deadline for restructuring, suspension of interest in cases of violations, and enhanced protection for debtors against foreclosures and seizures by creditors

Private debt: Six new opportunities for debtors with debts and loans

The new set of measures concerning debts to the State, non-performing loans, frozen bank accounts, and the protection of primary residence – 72 instalments for overdue debts up to 2023 – unfreezing of accounts upon payment of 25% of the debt – out-of-court settlement also for debts from €5,000

Non-performing loans: New rules on monthly instalments take effect immediately

Changes that will take effect today for monthly payments and interest, regulation concerns borrowers whose loans are under active repayment plans through Greece’s Katseli Law

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