Reduction of interest rate, one free dose or the removal of part of the interest, are some of the banks incentives for consistent planning borrowers in an effort to award them since despite difficulties they manage to meet their debt obligations.

Banks agree that there is a gap in the management of consistent borrowers and therefore they initiate incentives to privilege them.

banks policy will focus on further reducing the interest rate, especially in cases where the loans are charged with high margin.
So if a borrower has entered into arrangement to reduce the dose from for example 500 to 300 euro, at the end of the year the bank can give as a present to the borrower the interest of the 200 less that he is paying, of course assuming that he will be paying the 300 as agreed.