The scenarios for GDP growth and those for the value of property prices will be the key elements that are expected to judge the stress tests of banks.

In the second half of January, the European Central Bank in cooperation with the European Banking Authority will announce the criteria against which the 2025 stress tests of European banks will be carried out.

The ECB intends to tighten its assumptions significantly to force banks to maintain large capital buffers mainly due to geopolitical concerns.

In fact, in the case of Greece, a large distance between the hypothetical supervisory scenarios and reality is expected.

The scenarios will cover the years 2025 to 2027 and the data used for the exercise will be those used to close the balance sheets of credit institutions for 2024.